A young couple with a growing family needs more space than they can squeeze out of the home they bought six years ago. Seeking a larger, move-up home, they recently looked at some new home communities, and they're excited about a two-story home in a subdivision with an on-site elementary school. But they wonder whether this is the best time to purchase a new home. They're on the fence. Builders say the time is now for the couple to jump off the fence and plunge into the marketplace. Why? Interest rates remain low compared to national averages. Home prices will most certainly rise. And home inventory will remain low for the foreseeable future. Low interest rates Many experts predict the interest rate for a 30-year fixed mortgage will reach 5 percent by the end of 2018. Though up from historic lows of 3.35 percent in 2012, they are still far below the 18.45 percent high of 1981, according to mortgage giant Freddie Mac.Locking in a lower interest rate on a mortgage now will save a … [Read more...] about Three reasons why this is a favorable home market
Why market is falling today
Sections SEARCH Skip to content Skip to site index Business Day Subscribe Log In Subscribe Log In Today's Paper Advertisement Supported by Strategies ByJeff Sommer Aug. 4, 2018 The American stock market has been shrinking. It’s been happening in slow motion — so slow you may not even have noticed. But by now the change is unmistakable: The market is half the size of its mid-1990s peak, and 25 percent smaller than it was in 1976. “This is troubling for the economy, for innovation and for transparence,” said René Stulz, an Ohio State finance professor who has written a new report on these issues for the National Bureau of Economic Research. When I say “shrinking,” I’m using a specific definition: the reduction in the number of publicly traded companies on exchanges in the United States. In the mid-1990s, there were more than 8,000 of them. By 2016, there were only 3,627, according to … [Read more...] about The Stock Market Is Shrinking. That’s a Problem for Everyone.
Eric Titner, The Job Network Published 9:02 a.m. ET April 29, 2018 CLOSE Do beautiful people actually have it easier? Many believe that physically attractive people can make more money, but a new study found it isn’t that simple. Buzz60 These days, effective businesses take every aspect of their organization seriously and have dedicated professionals across their teams who work towards a common goal — supporting the business and positioning it for lasting success. One important team in the mix is human resources (HR), who often serve “behind the scenes” as the backbone of an organization. Their responsibilities are often essential for a business to operate effectively, and they’re at the front lines of some core business functions — from staffing and recruiting to ensuring that the needs of existing employees are capably met, and more. In fact, according to a recent article by The Balance, “A good HR department is … [Read more...] about Productive workplace: Top reasons why HR is important to an organization
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Last Updated Sep 22, 2011 2:15 PM EDT The sky -- uh, I mean the stock market -- is falling. Blame Operation Twist. Blame Republicans. Blame President Obama. Blame Wall Street. Blame the obviously end-time fascination with "X Factor." Let's see, who did we forget? Oh yeah -- blame you, me and all the other consumers nervously eyeing their bank balances rather than high-tailing it to the mall. Global investors once again turned their lonely eyes to Federal Reserve chief Ben Bernanke yesterday and came away disappointed. One theory is that the central bank's grim economic prognosis overshadowed its move to ratchet down long-term interest rates. Plausible. But what, exactly, did the ever horizon-scanning markets learn from the Fed yesterday that they didn't already know? High unemployment, check. Weak household spending, check. Significant downside risks, check. And since we're on the topic, Europe is still burning, Washington is still frozen and China won't soar forever. Surprise! Today … [Read more...] about Panic Sell: Why Are Global Stock Markets Tanking?