Cheryl Lock, provided by Published 2:52 pm EDT, Thursday, April 18, 2019 Hinterhaus Productions/Getty Images Before you can figure out what to do with savings, you'll need to build some. A CFP says the best way to save money is to start tracking your spending. Once you've been able to set some money aside, the first priority is paying off any high-interest debt. Visit BusinessInsider.com for more stories. Most people would like to be saving more money. Whether it's to pad an emergency savings account, to eventually buy a house or to some day be able to take that dream vacation to Europe, it's the general consensus that the more you can save, the better. If saving equals good stuff, then why is it so hard for us, in general, to save more? These days things like student loan debt and an overall high cost of living can stop people from reaching their ultimate savings goals. Plus, it can be hard to get started, since you'll need to have a good understanding of your overall … [Read more...] about A financial planner shares her best advice to save more money — and what to do with that cash once you’ve saved it
Using 401k to pay off house
Lisa, a mom desperate to give her son a little brother, is looking to trade embryos with another mom. Doing so, she’s wading into legal territory colored in shades of gray, experts say. Just this week, Lisa’s son spotted a pair of young brothers on the street near their home in Bushwick. He turned to his mom with pleading eyes. “When am I going to get a brother?” asked Daniel. The 5-year-old kindergartener wants nothing more than a little brother with whom he can share his bedroom, go to soccer games and support his beloved Boston Red Sox. Normally Lisa, who has struggled with infertility issues for nine years, would shrug. (Names have been changed for privacy reasons.) But this time, she could dare to hope. The 37-year-old actress is so desperate to have another son, she is ready to trade her one female embryo — the last embryo she has remaining after multiple rounds of IVF — for the male embryo of a stranger. More On: ivf Embryo swapping is … [Read more...] about Mom to the Internet: Anybody want to trade my girl embryo for a boy?
By Jordan Graham | [email protected] | Orange County Register PUBLISHED: October 24, 2018 at 5:59 pm | UPDATED: October 24, 2018 at 5:59 pm A bellwether. The seat that could flip the House. A referendum on the Trump administration. These are all descriptions political pundits have used when talking up the fiery contest to represent Orange County’s 45th Congressional District. The suburban GOP-held seat and former conservative stronghold has become a toss-up this cycle. It’s also a political barometer for something bigger. Voters in the 45th will choose from two vastly different visions of America, picking between candidates who disagree on almost all of nation’s most pressing issues: tax policy, health care, gun control, and the environment. Only two years ago, it seemed unthinkable that two-term incumbent Rep. Mimi Walters (R-Irvine) could be fighting for her political life. The conservative congresswoman was experienced in local and state politics and, despite her … [Read more...] about Election: Orange County house candidates’ pitch two different American visions in bellwether race
PROVIDENCE, R.I. (WPRI) – Ward 13 has been represented by only two councilors in the last 34 years: Democrats John Lombardi and Bryan Principe.Now four new Democrats – Cyd McKenna, Rachel Miller, Raymond Berarducci and Leslie Papp – are vying to replace Principe, who announced earlier this year he would not seek re-election to represent the Federal Hill and West End neighborhoods he has served since 2011.So where do the candidates stand on some of Providence’s key issues? Eyewitness News asked them to answer 10 questions.1. Why should you be elected to the City Council?McKenna: I’m running for Council because I’ve worked in City Government for the last 2 years. I know what’s broken, and I know how to fix it. I’m running because I’m a fearless advocate, and I want to make the changes in Ward 13 that residents here are asking for. We need an action plan to deal with the city’s affordable housing crisis, the deficit projections … [Read more...] about A voters’ guide to the City Council race in Ward 13
You’ve scoured Pinterest and design magazines for remodeling ideas. You’ve saved up or set up a home equity line to pay for the work. All you need is a contractor to bring your vision to life, so you call up a handful of pros to solicit quotes — and they tell you it’ll be at least a few months before they can fit you in. That’s if they get back to you at all. “We have been ghosted [by contractors] so many times,’’ said Salem homeowner Andrea Gimler, who’s looking to get air conditioning installed, among other projects. “I think part of it is that our house is old and complex and quirky, but we’ve had HVAC guys come and spend an hour taking measurements and photos and then — poof! — never hear from them again.’’ She’s not alone. “I have never had such a hard time with contractors as I have this year,’’ said Ann Barrett of Quincy. “I called three fence guys — … [Read more...] about Shortage of skilled laborers adds to owners’ headaches, costs