The majority of Part D plans have a coverage gap known as a “donut hole.” For example, in 2020, you enter this donut hole once your out-of-pocket costs (including deductibles, copays and coinsurance) for prescription drugs reach $4,020. Once you’re in the donut hole, you will pay 25% of the cost of your drugs. In past years, this percentage was higher. … [Read more...] about From deductibles to donuts: Key terms to know about Medicare Part D
Ship help with medicare
Add Medicare supplement insurance and/or a standalone Medicare prescription drug plan (Part D) to Original Medicare. Choose a Medicare Advantage plan (Part C), which combines Part A (hospital insurance) and Part B (medical insurance) in one plan. Most plans include prescription drug coverage (Part D), and many offer coverage for things like routine dental and eye care. Medicare Advantage plans also put a cap on your out-of-pocket costs for the year. There’s no cap with Original Medicare. 2) Does Original Medicare cover dental, vision and hearing care? … [Read more...] about Get to know Medicare with these resources
Switch to a different Medicare Advantage plan Drop your Medicare Advantage plan and return to Original Medicare (Parts A and B) Sign up for a Medicare Part D prescription drug plan or Medicare Supplement plan, if you return to Original Medicare Special Enrollment Periods are times when you can sign up for Medicare or change your plan if you qualify due to a life event like moving or retiring. … [Read more...] about New to Medicare? Choosing coverage for next year? Know these key dates
(BPT) - Many people are surprised to find out that Original Medicare doesn’t generally cover prescription drugs. For help with the cost of your medications, you can choose a stand-alone Part D plan or a Medicare Advantage plan with prescription drug coverage. … [Read more...] about Medicare Part D: Three factors that could save you money
"Our fleet size has come down, and we've been trying to compensate for the smaller number of ships by becoming more innovative in the way that we use them," Hendrix said. "Our ships become more combat-effective working together as a group than they are singularly. But, in kind of going after that high-end innovative approach, have we missed or ignored or overlooked basic operational ship-handling skills?" … [Read more...] about Why are so many Navy ships crashing?