Wednesday March 13, 2019 06:15 AM Prepaid car maintenance plans promise convenience and a locked-in price but how can you tell if you're getting a good deal? Written by By RONALD MONTOYA, Edmunds Prepaid car maintenance plans are one of the most common items a dealership finance and insurance manager will offer you when you buy a new car. The sales pitch promises the advantage of "locking in" maintenance prices at today's rates for a little extra amount added to your monthly payment. Then, whenever you need scheduled maintenance, just roll in, get the service done, and roll out without ever opening your wallet. The pitch sounds tempting. But what exactly do these plans cover? And are they a smart use of your money? IDENTIFY THE TYPE OF PLAN There are two types of prepaid maintenance: one offered by the automaker (or a company it has approved) and another from the dealership. A car manufacturer's prepaid maintenance plan usually covers the regularly scheduled maintenance … [Read more...] about Edmunds: Are prepaid car maintenance plans worth it?
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Susan Tompor Detroit Free Press Published 7:00 AM EST Dec 1, 2018 The last place many parents would look for ideas on how to save money for college is their workplace. After all, connecting with a 529 college savings plan is not exactly your typical job perk. Many young families don't even use 529 plans for college savings. About 45 percent of parents use an old-fashioned savings account to put aside money for college – making the low-risk, low-return accounts the most commonly used strategy, according to the 2018 "How America Saves for College" report by Sallie Mae, a provider and servicer of private student loans. Only 29 percent use the next most popular investment vehicle, tax-advantaged college 529 plans that offer a mix of stocks and bonds. Many times, families don't even know how to open a 529 plan, according to Mark Kantrowitz, publisher and vice president of research for Savingforcollege.com. But more … [Read more...] about Saving for college: More employers promote 529 plans.
MetroPCS, T-Mobile’s prepaid phone brand, is remaking its image in an attempt to appeal to more people. The cellular service, which is changing its name to Metro by T-Mobile, runs on the same network as T-Mobile, said Tom Keys, president of the brand. It has for quite awhile, he noted, but said the company hasn’t historically done a good job of communicating that. T-Mobile has bolstered its own reputation in recent years, both by offering cost-cutting deals to customers and by improving its network technology. “We want to highlight how good a network it is, and we haven’t done the best job of that since the merger,” Keys said. T-Mobile’s parent company, Deutsche Telekom, bought MetroPCS in 2013 and merged the two companies. There is one downside of being on the same network: When it’s congested, T-Mobile customers get priority over Metro. Prepaid phone plans allow people to get cell service without signing contracts and without having to … [Read more...] about T-Mobile rebrands prepaid line to emphasize network coverage
Catching you up on overnight happenings, and what to know today.• We can expect partly cloudy skies with scattered to numerous showers and thunderstorms during the afternoon. , according to the National Weather Service. High temperatures will be in the upper 80s along the coast and the lower 90s inland.• As you head out for your morning commute, check out our live blog for the latest traffic updates and road conditions across Tampa Bay.• Sure, the crowd at the fairgrounds in Tampa on Tuesday will want to hear President Donald Trump talk up the economy, his Supreme Court nominee and Ron DeSantis, the Trump-endorsed candidate for governor. That’s the official program. But the excitement lies in the unscripted — the rollicking, boasting and insult-bombing Trump. There is nothing like a Trump rally and nothing like Trump, Times Washington Bureau Chief Alex Leary reports.• A class-action lawsuit that contends Florida Prepaid has violated its agreement … [Read more...] about The Daystarter: Lawsuit targets Florida’s prepaid college plan; trade deadline unsettling’ for Archer; Trump rally promises to go off script
One college-savings expert calls it a “no-brainer” — a new state law that allows people invested in Washington’s prepaid college-tuition plan to roll over into a different type of plan and see a 38 percent increase in the value of their account overnight. “That’s a lot of free money,” said Mark Kantrowitz, of Illinois, who publishes a website, Savingforcollege.com, that analyzes 529 college-savings plans and gives advice on how to invest in them. Free money is exactly what bothers Laurie Klein, a principal at Kaizen Financial Advisors in Kirkland. How to reach GET You can contact GET at 800-955-2318 or email questions to [email protected] Website: www.get.wa.gov/ “This seems blatantly unfair to those investors who no longer hold units,” said Klein, who advised a number of her clients three years ago to cash out of the Guaranteed Education Tuition (GET) plan and put their college savings elsewhere. “It’s only … [Read more...] about GET out or stay in? Prepaid-tuition account holders have until Sept. 12 to decide