It's vital for women to take control of our finances. Here are four of the best apps to help you do just that. Hayden Field Published 10:00 am CDT, Saturday, August 18, 2018 Photo: Qapital | Entrepreneur Image 1of/1 CaptionClose Image 1 of 1 Photo: Qapital | Entrepreneur Take Control of Your Money Goals With These 4 Key Personal Finance Apps 1 / 1 Back to Gallery Mind over matter? Try mind over money. The more you believe you can accomplish your financial goals, the more likely you are to actually do so, suggests a newly published study that followed millennials over the course of 10 years, starting with their freshman year in college. When researchers looked at subjects’ overall well-being, they found that the concept of financial self-efficacy (or believing you can accomplish your money goals) had the … [Read more...] about Take Control of Your Money Goals With These 4 Key Personal Finance Apps
Amy Brittain, The Washington Post Published 4:47 pm CDT, Thursday, August 9, 2018 Photo: Bloomberg Photo By Zach Gibson Image 1of/1 CaptionClose Image 1 of 1 Supreme Court nominee Brett Kavanaugh meets with congressional leaders in Washington on July 24. Supreme Court nominee Brett Kavanaugh meets with congressional leaders in Washington on July 24. Photo: Bloomberg Photo By Zach Gibson Inside Brett Kavanaugh's personal finances: credit card debts, $92,000 country-club fee 1 / 1 Back to Gallery In front of a law-school crowd in 2015, Brett Kavanaugh mentioned the success of a younger attorney who worked as his deputy in the White House and became the general counsel of Facebook in 2008. Kavanaugh, who was a federal appeals judge at the time, had never heard of the company. "That turned out to be a really good … [Read more...] about Inside Brett Kavanaugh’s personal finances: credit card debts, $92,000 country-club fee
It’s back to school month, and many parents will be busy getting their kids ready to head off to class. But one class your child probably isn’t taking is personal finance. Most young people go their entire academic careers and never take a class in the fundamentals of personal finance. According to the 2018 Survey of the States, only 17 states require any sort of personal finance classes for high school students, and colleges generally require none. That leaves the financial literacy teaching and advocacy mostly to parents. Given the struggles most young adults have with finances, it’s worthwhile to help your kids understand the fundamentals. Here are the top four things I think parents should help their young adults understand: Budgets. People in general hate budgets because they impose discipline and limitations. But they are essential to personal financial security. Every young person should understand how to track their income and expenses on a monthly and annual … [Read more...] about Home school your kids about personal finance
By Letters To The Editor | July 31, 2018 at 7:36 am Why would anyone vote for any candidate this irresponsible with their personal finances? Re: “Candidates add their voices to debt crisis” (Page A1, July 29): Many California Congressional candidates have racked up an incredible amount of college loan debts, some as much as $300K. I have to ask the question, why would anyone vote for a candidate who is this irresponsible with their personal finances? These are the same folks whose job it would be to decide how to spend your tax money. According to Rep. Eric Swalwell, with close to $100K of student load debt, the answer to this crisis is to double the allowable tax deduction or student loan interest in addition to forgiving more debt for folks like himself who go into public service jobs. In other words, let the taxpayers fix it. Patrick McDonaldSan Ramon Submit your letter to the editor via this formLetters to the Editor … [Read more...] about Letter: Why would anyone vote for people so irresponsible with their personal finances?
Peter Dunn Special for USA TODAY Published 10:30 p.m. UTC Jun 29, 2018 The evolution of personal finance advice in the United States over the past 20 years has been nothing short of remarkable. While the late 1990s is better know as the era of the dot-com bubble, it was also known for a growing effort to get Americans to set more money aside for retirement. Pension plans had been on a steady decline since the mid-1970s, and a whole generation wasn’t pleased with the retirement income projections they were being shown. This led to more financial education around ways for people to save more money. While the relatively simple approaches of the time weren't wholly successful, they did manage to reset the responsibility for retirement from the employer to the employee (although some people still struggle with this concept, even today). The early 2000s saw the rise of credit-card debt and all the trouble that created. Americans enjoyed the loose … [Read more...] about Pete the Planner: Evolution of personal finance advice depends on people actually caring