SECTIONS Search E-edition Home Customer Service Mobile & Apps Newsletters Archives News All News Local News Local Traffic Cam State News Business Education NIE Crime More News Andrew Dys Nation/World Politics/Government Weird News Databases Down Home Magazine Physicians Directory Fort Mill Times Fort Mill Times Fort Mill Times Sports Submit a News Tip Submit a Letter to the Editor Sports All Sports Panthers College Winthrop High School High School Football Auto Racing Politics Politics Elections Obituaries Opinion All Opinion Editorial Letters to the Editor Submit a Letter To the Contrary James Werrell Palmetto Opinion Living All Living Community Weddings Engagements Anniversaries Births Religion Family Home & Garden Entertainment Entertainment All … [Read more...] about How often do SC’s voting machines mess up? New election report details count problems
New credit reporting rules
Consumers affected by Equifax’s huge data breach in 2017 may need to re-establish protections on their credit report if they “locked” their files as part of the company’s free credit-monitoring offer. People who accepted Equifax’s offer after the breach have been notified that the free service, TrustedID Premier, will expire at the end of January. If subscribers locked their Equifax credit files using the service to prevent the opening of fraudulent accounts, the locks will automatically lift when TrustedID expires, according to Equifax. The locks will also end if, before Jan. 31, the consumer enrolls in a similar service that breach victims are being offered as an alternative. The upshot? Consumers who want to keep the lock on their Equifax credit files have to use a different product — like the company’s free “lock & alert” service, the company suggests. Perplexed? You’re not alone. Several people contacted The New York … [Read more...] about As year of free credit-report monitoring from Equifax ends, here’s what to do
Q. Please help me understand the new rules and regulations about "Freezing" my credit reports? A. Identity theft can happen to anyone, but consumers now have a new free tool to help protect themselves against scammers who would steal their financial information. The three nationwide credit reporting agencies in the U.S. (Experian, Equifax, and TransUnion) are required by a new law to allow consumers to "freeze" and "thaw" their credit report for free. The new law, called The Economic Growth, Regulatory Relief, and Consumer Protection Act, went into effect September 21, 2018. This law does many things but the one most consequential to most consumers is that it changes the rules regarding credit freezes. Until today, freezing your credit was governed by your state's laws. Some states prohibited the credit reporting agencies from charging fees, but other states allowed fees. Credit freezes also have to be placed and lifted at each agency individually, and the process can be cumbersome and … [Read more...] about Business Bulletin: How to ‘freeze’ your credit report
Russ Wiles The Republic | azcentral.com Published 1:00 p.m. UTC Jun 3, 2018 Most Americans are finished with income taxes for the year, having completed and filed their returns under the old rules. But now, a bunch of new rules have taken effect, thanks to the reform legislation enacted late last year. Affected taxpayers would be wise to brush up on the details, as several key provisions already have become sources of potential confusion. According to one survey released in April, 13 percent of consumers hadn't even heard of tax reform, and others were confused about the impact of key provisions — all of which make it harder to plan ahead. Here are some of the myths and misconceptions of tax reform to which experts are pointing: 1. Myth: Tax reform will make filing returns a lot easier Simplification was a major goal of tax reformers, and the new rules will make things easier for some filers. In particular, an estimated one in … [Read more...] about 5 myths and misconceptions about new income-tax rules
A new credit reporting agency is changing the rules on credit scores, but not necessarily in everyone’s favor. A Los Angeles man said he was turned down for a car loan despite having a high credit score from the three traditional credit bureaus. Bobby Torrence takes his finances seriously. “I wanted to eliminate debt. Whenever I get credit cards that come in, I pay them off in three to four months’ time,” Torrence said. #MeToo Leaders: Cosby's Conviction Will Bolster the Movement His credit score is above 800, which is considered excellent by the traditional credit bureaus, Experian, Equifax and TransUnion. So when Torrence bought a new car, he thought getting a loan would be easy. He was wrong. “They said that I was denied because of this new credit reporting agency,” Torrence said. William, Kate Reveal the Name of the New Royal Baby That credit agency, SageStream, gave Torrence a credit score of 631. That’s considered poor … [Read more...] about Turned Down for a Loan? Could A New Credit Bureau Be To Blame?