NEW HAVEN, Conn. (WTNH) - News 8 filed a Freedom of Information request nearly two months ago for city of New Haven credit card statements. The records amount to almost 250 pages of charges and reveal thousands of dollars spent by Mayor Toni Harp and several city government department heads on pricey meals, lavish hotels and expensive flights. The entire list of charges dating back the last two fiscal years is listed below.We asked Mayor Harp for an interview but her spokesman said she had no availability. Instead, spokesman Laurence Grotheer issued the following statement: “Ethics laws and good government practices prohibit elected and other city officials from accepting gifts – including meals – to prevent even the appearance of a conflict; with this in mind, the Mayor’s Office – or appropriate city department – covers the cost of meetings held about city business over breakfast, … [Read more...] about New Haven credit card records show pricey meals, expensive trips
New business credit cards
This’ll take a few bucks out of your pocket. Thanks to a court ruling, stores in New York state will be allowed to charge you more if you use a credit card than if you use cash. You already are used to this when buying gas, but now you could get hit with a credit card surcharge on your groceries as well. Stores don’t have to charge you more, but I bet they will. The issue, which had gone all the way to the US Supreme Court, was being discussed in a NY Appeals Court before New York state and a merchants association came to terms by getting rid of the prohibition. Florida, Texas and California recently abolished their bans on charging more to use a credit card. There are six states that still ban the practice, so move to one of them if you don’t like this. … [Read more...] about New York credit card woes will expand after court ruling
A business credit card can be a financial tool for your firm. Typically, issuers require a personal guarantee from business owners, which means providing your Social Security number on your application. But there are exceptions: You may be able to get a business credit card with only an Employer Identification Number. You could also limit your card options. [Read: Best Business Credit Cards.] What Is an EIN? An EIN is a unique nine-digit number assigned by the IRS to identify your business for tax purposes. You also use your EIN when you open a business bank account or establish a vendor line of credit. You can apply online for one for free through the IRS. According to IRS rules, you need an EIN if: -- You have employees. -- Your business operates as a corporation or partnership. -- You file employment, excise or alcohol, tobacco and firearms tax returns. -- Your business withholds taxes on income, other than wages, paid to nonresident aliens. -- You have set up a tax-deferred … [Read more...] about Can I Get a Business Credit Card With Only an EIN?
One of the many benefits of using a small business credit card includes separating your personal affairs from those of your business. But when it comes to your credit, it's almost impossible to have complete separation. Nearly all business credit cards require a personal guarantee, and some will even report your account activity on your personal credit report. Before you apply for a small business credit card, it's important to know how it can affect your personal credit and what you can do to make the most of the opportunity. [Read: Best Business Credit Cards.] What Is a Business Credit Card Personal Guarantee? Business credit card issuers typically don't require collateral to get approved. As a result, virtually all business credit cards include a personal guarantee agreement. "You agree to be personally liable for any balances that you incur on the card, and your business is also liable," says Ben Woolsey, senior editor of credit cards at Investopedia. This agreement protects the … [Read more...] about Do Business Credit Cards Affect Your Personal Credit?
Q: My husband and I have had a Mastercard through Citi since 1992. About three years ago, I got a call from their fraud unit saying the card was hacked, and we got new cards. In the last 3-1/2 months, our card has been hacked three times and replaced. With the last cards I got, I activated over the phone as I always do and within a week I got a call from the fraud unit asking my about charges that I did not make. We had never even used the new card and the cards had never left the house! How can our cards be hacked if we never used them? The man I spoke to at Citi asked me if we use our cards for online purchases and I told him my husband has purchased items from Amazon. He then told me that since Amazon is such a large company that they automatically get the new credit card number. Is that even possible? I am very hesitant to activate our new cards. Any advice would be greatly appreciated. S.P., North Olmsted A: The gentleman from Citi told you correctly. Many merchants and deposit … [Read more...] about How a new, unused credit card could get hacked: Money Matters