An Aussie Perspective on Investing With a Global Focus

In this segment from the episode of Motley Fool Answers, Alison Southwick and Robert Brokamp are joined by Scott Phillips of The Motley Fool Australia to dig into some global investing trends that American investors may be overlooking because of our U.S. focus.And make no mistake, it's natural to be America-centric -- at least half the market cap value in the world trades on U.S. stock exchanges. But that still leaves half a world to profit from. Among the areas they discuss are what's happening in China, the (unusually) synchronized growth of the global economy, Australia's long run of expansion, and a problem that both our nations share: stagnating wage growth.A full transcript follows the video.10 stocks we like better than WalmartWhen investing geniuses David and Tom Gardner have a stock tip, it can pay to listen. After all, the newsletter they have run for over a decade, the Motley Fool Stock Advisor, has tripled the market.*David and Tom just revealed what they believe are the ten best stocks for investors to buy right now... and Walmart wasn't one of them! That's right -- they think these 10 stocks are even better buys.Click here to learn about these picks!*Stock Advisor returns as of March 5, 2018The author(s) may have a position in any stocks mentioned.This video was recorded on March 6, 2018.Alison Southwick: What is the first global investing trend that you think our American investors, here, have maybe overlooked or you think we should take a look at?Scott Phillips: I won't come and tell you guys what you do look at, don't look at, or what you overlook and don't. I'm going to tell you about some of the global things I see. You can tell me whether it's something that you guys very clearly know about, in which case I'm wasting your time, or I'm actually adding some value, so here's the chance. No. 1.Southwick: You're coming in so humble.Robert Brokamp: Yes, with that accent you've already got the value.Phillips: Setting low expectations. Only upside from Continue Reading

Emmanuel Macron interview with Jeff Glor — full transcript

JEFF GLOR: I was struck by something you said, that "This battle is, shouldn't be defensive." What does that mean? PRESIDENT EMMANUEL MACRON: Hello. And thanks very much for this appointment. First of all, let me start by saying a few words for your country and and for what happened today in the U.S., because it seems that we had a terrorist attack or an attempt at least. I believe there is -- I mean, nobody died it seems at this stage, but I wanted to convey my feelings and all my solidarity to your people and your president. Switching from ... the news of the day to our news of the day, which is about climate change, indeed, I'm interested in the fact that what people want today is to choose the future. And not to be in a certain we're the victim of different changes. When we speak about climate change, you're a victim of something ... which is happening with deep roots where you don't have -- anything to deal with. And people just want to choose a life. That's very much important. And I think one of the key elements of the collective battle we have today, in order to fight against climate change is to provide people the ability to choose a life. To have a better life by behaving differently, by innovating, by creating new type of companies and startups, new type of activities. And -- and this change will mean destroying all jobs ... I would quote, "activities," but by creating new ones. And it's very much important for political leaders just to change our mindset ... and not to say, "If you want to fight against climate change, it's automatically bad news for your people and your economy." It's totally different. It could be bringing a lot of good news, if you just help people to change and allow them to choose a life. GLOR: President Trump says, "It's bad news because it's bad for the American workers, bad for American people." Do you think that's fair? MACRON: I disagree with that. I disagree with that. First of all, because it's Continue Reading

Financial adviser testifies she tried to dissuade Cantu from investing with FourWinds

By Patrick Danner and Guillermo Contreras Updated 6:46 pm, Thursday, January 25, 2018 window._taboola = window._taboola || []; _taboola.push({ mode: 'thumbnails-c', container: 'taboola-interstitial-gallery-thumbnails-5', placement: 'Interstitial Gallery Thumbnails 5', target_type: 'mix' }); _taboola.push({flush: true}); window._taboola = window._taboola || []; _taboola.push({ mode: 'thumbnails-c', container: 'taboola-interstitial-gallery-thumbnails-10', placement: 'Interstitial Gallery Thumbnails 10', target_type: 'mix' }); _taboola.push({flush: true}); window._taboola = window._taboola || []; _taboola.push({ mode: 'thumbnails-c', container: 'taboola-interstitial-gallery-thumbnails-15', placement: 'Interstitial Gallery Thumbnails 15', target_type: 'mix' }); _taboola.push({flush: true}); window._taboola = window._taboola || []; _taboola.push({ mode: 'thumbnails-c', container: 'taboola-interstitial-gallery-thumbnails-20', placement: 'Interstitial Gallery Thumbnails 20', target_type: 'mix' }); _taboola.push({flush: true}); window._taboola = window._taboola || []; _taboola.push({ mode: 'thumbnails-c', container: 'taboola-interstitial-gallery-thumbnails-23', placement: 'Interstitial Gallery Thumbnails 23', target_type: 'mix' }); _taboola.push({flush: true}); Photo: Guillermo Contreras Twitter Image 1of/23 CaptionClose Image 1 of 23 Here is the photo shown to jurors of the "Barbies" employed at FourWinds. Here is the photo shown to jurors of the "Barbies" employed at FourWinds. Photo: Guillermo Contreras Twitter Image 2 of 23 State Sen. Carlos Uresti leaves the John H. Wood Jr. Federal Courthouse, following the third day of his criminal fraud trial Wednesday. On his right is one of his lawyers, Tab Turner. State Sen. Carlos Uresti leaves the John H. Wood Jr. Federal Courthouse, Continue Reading

Try these low-risk investment alternatives with higher returns

With interest rates still close to all-time lows, conservative investors are realizing that traditional forms of low-risk investments are not keeping up with inflation. According to, the average interest rate for a five-year bank CD is 2.13 percent, and the average bank money market is 0.12 percent APY. Considering inflation is historically 3 percent, that discrepancy between return on investment and rising prices can be detrimental to a retirement plan. Look at it this way: If your investments are returning 1 percent per year and inflation is 3 percent per year, you actually lost 2 percent in value on your money in one year. That might not seem like a big deal, but when you look at the increasing life expectancy in the United States, it becomes an issue. Currently, the average life expectancy is around 85 years old. Assuming that life expectancy does not increase over your lifetime, a 60-year-old retiree could be retired for 25 to 40 years. Let's do some simple math: • 1% interest – 3% inflation = -2% purchasing power • -2% purchasing power x 25 years = -50% purchasing power • -2% purchasing power x 40 years = -80% purchasing power From my experience, people who invest in CDs, money markets and other lowing-paying interest rate investments do so for one of three reasons: It's how they've always invested, so they just continue with what they're comfortable with. They're worried that all other investments will involve risk. They don't know all of their options. More from Active/Passive:Indexing still on top, but active management plays Continue Reading

America’s wealthy are pumped about investing with Trump: CNBC Millionaire Survey

Millionaires have a history of moving to the sidelines ahead of a presidential election, but many among America's wealthy are now moving quickly back into the stock market, knowing that Donald Trump will be president. They told CNBC they are planning big changes to their investment portfolios and a swift change in their outlook on stock sectors. Millionaires are pouring into financial and industrial stocks and pulling back on tech and health care, which were their favorite sectors in spring 2016, according to the latest CNBC Millionaire Survey, conducted shortly after the election in November. Thirty-seven percent of millionaires told CNBC that the election results will cause them to make major changes to investment choices, while 40 percent of millionaires said any tax cut will lead to increased investment in stocks. "A lot of cash sitting idle is now getting back in," said Tom Wynn, director of research at Spectrem Group, which conducts the Millionaire Survey for CNBC. "What they are saying in this survey is that they are investing everything politically. Nothing else is triggering their investments — not age or anything else." Twenty percent of millionaires said the election will cause them to invest more in stocks, which Wynn said is a high number compared to historical data. The largest percentage of millionaires think the S&P 500 will go up between 5 percent and 10 percent in 2017, similar to millionaires' view of market potential from the last survey, in the spring. But the percentage of millionaires who think the economy will be stronger in 2017 jumped from 30 percent in the spring to 47 percent after the election. Continue Reading

Bob Stoops, still invested with Oklahoma, enjoying retirement as he sorts out next step

NORMAN, Okla. — Boredom has not been a problem. Well, check that. Every so often, when he has awakened with nothing to do and all day to do it, he has been at a loss. But there’s a cure.“I’ll go to the golf course,” says Bob Stoops, recent retiree, adding: “I don’t know what I’ll do in the winter.”But that’s for later. After 34 years in coaching, Stoops seems relaxed and ready for whatever comes next, even if he’s not sure what that is. Since his abrupt announcement is June, life has been, he says, “strange and different” — but strangely good.The strangest and best part, maybe, is what has happened at Oklahoma. Lincoln Riley, hand-picked by Stoops as his successor, has taken the Sooners to 12-1, the No. 2 seed in the College Football Playoff. They face Georgia in a semifinal at the Rose Bowl. ROSE BOWL PREVIEW: Oklahoma's offense will get test from Georgia's defense   BOWL LINEUP: College football's postseason schedule for 2017-18 BOWL PICKS: USA TODAY Sports college football staff picks every game Through all of it, Stoops has remained — well, not involved, exactly, but significantly invested, something akin to a very interested fan with an exclusive backstage pass. He is a regular at Oklahoma’s practices and a familiar figure in the halls of the Sooners’ new football facility, where he feels welcomed and comfortable.“It’s easy to be there,” he says.Or not to be — which is the point of all of this. For the last few months, as Baker Mayfield and the Sooners rolled to their third consecutive Big 12 championship and their second College Football Playoff berth in three seasons, Stoops’ workouts have lasted a little longer. He has traveled with his wife Carol. He has watched his sons’ high school football games. And sure, he has played “more golf than ever” — which makes Continue Reading

Yu Darvish and Texas Rangers agree to $60 million, six-year contract, totaling more than $111 million in investments with a record posting fee

ARLINGTON, Texas  — Yu Darvish is coming to America to pitch, for the team he really wanted to join for his next challenge. Japan’s best pitcher will play for the Texas Rangers, who scouted him for more than two years and then needed nearly every minute of a 30-day negotiating window before finalizing a $60 million, six-year contract Wednesday. It is a total investment of more than $111 million with a record posting fee. “The Rangers more so than any other team showed great, not only interest in scouting him, but a lot of personal time in developing a relationship with him,” said Arn Tellem, one of Darvish’s agents. “That personal connection was very significant to Yu and his family.’ There is also the much-anticipated boost the 25-year-old Darvish could provide to the Rangers, who have been to the last two World Series without winning the title. “Yu is excited about helping a team that has not won achieve that goal,” Tellem said. “He’s really thrilled to be coming here. This is where he wanted to be.” In addition to the salary, the Rangers will pay a posting fee of $51,703,411 to the Hokkaido Nippon Ham Fighters of Japan’s Pacific League. The last two numbers in that amount are the jersey numbers of Rangers President and Hall of Fame pitcher Nolan Ryan (34) and Darvish (11). “When you talk about those kind of dollars, it’s high risk, but I also think he’s probably the most upside player I’ve ever seen come out of Japan,” Ryan said. “Having a free agent of that age, and with the fact that he’s been durable and has such feel for the baseball, I just think that he’s extremely unique.” The Rangers’ window to exclusively negotiate with the pitcher began Dec. 19 when their bid was accepted by the Fighters. The contract was finally completed a few minutes before the 4 p.m. CST deadline Wednesday, or Darvish Continue Reading

U.S. needs to replace greed with good deeds – and bill named after Sen. Ted Kennedy is a start

Call it the economics of hope, the very opposite of the sub-slime greedsters who pocket millions and leave only toxic debt. In the economics of hope, people take little for themselves and generate actual value for others. In the economics of hope, every dollar invested by the government generates between $1.50 and $3.90 in direct, measurable benefits. In the economics of hope, the taxpayer comes out more than $150 billion ahead in a year. That is without counting all the pluses that are difficult to measure with money, including the deep satisfaction that comes with giving. To be part of it, to counter the subprime with the sublime, you need only volunteer for public service. And there will be 175,000 new opportunities to do so thanks to the public service bill President Obama is to sign today. The bill is named after Sen. Edward Kennedy (D-Mass.) and adds four new programs to AmeriCorps, which cost-benefit studies show generates up to a 390% return on the government's investment. There will now also be a Clean Energy Corps for conservation, an Education Corps for schooling, a Veterans Corps for vets and a Healthy Futures Corps for health care. Caroline Kennedy was uptown with Mayor Bloomberg on Monday, reading a letter from her uncle to a gathering marking the city's commitment to the national call to service. She and the mayor are expected to be down at the White House today for the signing of the Edward M. Kennedy National Service Act. The Act encourages everyone from school kids to seniors to join in. Students will be eligible for a $5,280 postservice education award. Seniors can transfer a $1,000 education award to a child in the family. But the real inducement is to help in a time of dire need. We saw the power of that impulse in the aftermath of 9/11, when absolute good rose spontaneously to meet absolute evil. Nobody had to tell people to help. They just did it. One elderly woman came up to a Ground Zero worker Continue Reading

Investing ideas timed to Fed moves on interest rates

I've always pushed a boring-is-better approach to investing. Most of us are better off deciding on an asset allocation and checking our returns monthly, not every day. As TV pitchman Ron Popiel likes to say: "Set it and forget it." I believe this is what most individual investors should be doing. In times like these, though, it can be tough to tune out the noise. And a great deal of that noise is coming from the Federal Reserve. Whether the Fed raises or lowers short-term interest rates, or makes cryptic pronouncements about the economy, the central bank has a big influence. But should we let that mess with our own master plans? The answer largely depends on what kind of investor you are. Hands-off approach For the novice investor, trying to read the Fed is like trying to predict where the markets are going to go. You can drive yourself crazy and, if you don't know what you're doing, you can lose money in the process. Most investors take the long view. We put money in the market with the understanding that there will be ups and downs. It's a sound strategy and lets you put blinders on in the short term, said Jim Cramer, host of CNBC's "Mad Money." "There is a sizable [group] of people who don't have the time or inclination to look at their investments and, for those people, this is just a side show," Cramer said. But there is one issue worth paying attention to regarding Fed meetings, said Doug Roberts, chief investment strategist at the Channel Capital Research Institute and author of the new book, "Follow the Fed to Investment Success: The Effortless Strategy for Beating Wall Street." "Are they reacting to the situation - are they addressing the problem? As long as they're paying attention, that's really all the long-term investor should be looking at. They'll eventually find a solution to the problem," Roberts said. Hands-on approach When you're investing with the goal of making a big return in a relatively short period of time - Continue Reading

Going big with your name

At first, Sofia Luna just wanted a restaurant. But after a decade of success, the family business plan has gotten more ambitious: having 35 Sophie's Cuban Cuisine locations in Manhattan by 2010. To do that, they're hoping to clone the success of the five restaurants they have now by becoming a franchise system. "We can't do it alone, and so we're using it as a way to grow the concept," said Luna, the chain's president. Franchising lets a business expand rapidly while getting others take on much of the risk and cost of opening new locations. "The franchise model takes the view that if you create a bigger pie, everybody gets a bigger slice," said Matthew Shay, president of the International Franchise Association. That doesn't mean it's the right move for every business. "A lot of people who come to the decision that they want to franchise often would be better off establishing other company owned locations," said Michael Seid, franchising consultant and managing director of MSA Worldwide. For one thing, small business owners used to running the show must surrender some control. Sure, those buying in have to stick to certain rules, but a ticked off franchisor can't just swoop in and take the keys. In order to make it as a franchise, a business also needs to be easy to replicate and teach. "You really have to take a magnifying glass and look inward," said Andy Stenzler, who hopes to boost his three-unit Kidville chain — which offers classes for toddlers — to 250 to 500 locations in the next five years. Stenzler said he weeded out elements he deemed too complicated to copy. Most importantly, creating franchises has to make financial sense for both parties. "Just because a business is providing a good return to its owner doesn't mean it will provide a good return to a franchisee," said Mark Seibert, of consulting firm The iFranchise Group. Potential franchisees want to get more money back on their investment than they would in a less Continue Reading