Small steps don’t quickly solve a complex problem, but over the long haul they can add up. That’s good context in which to weigh an incremental but worthwhile reform enacted by the Trump administration to help consumers better understand the price of medical care. As anyone who has ever tried to find out the cost of a procedure knows, this is an undertaking rife in frustration, though Minnesota consumers have long had some built-in advantages that shoppers elsewhere do not. Still, all too often questions are met with nonanswers, jargon or estimates that don’t reflect the true cost of care. The reasons for this are myriad but often rooted in the haggling between health insurers and medical providers over prices, a process regrettably at the heart of the insurance system. Providers charge a high “sticker price,” then insurers negotiate prices down. For competitive reasons, both providers and insurers have an interest in keeping under wraps the contractual … [Read more...] about How much will that blood test cost you?
How much does car insurance cost
The rise of Uber and Lyft in Seattle meant about 94 million additional miles were driven on Seattle-area roads in 2017, according to a new study that offers the first public estimate of the ride-hailing companies’ impact on local traffic. People took 20 million rides in Seattle in 2017 with transportation network companies (TNCs), the biggest of which are Uber and Lyft, according to data from the Seattle Department of Transportation. Bruce Schaller, an independent transportation consultant, took that figure and combined it with data and survey results from other cities to arrive at his Seattle estimate. Traffic Lab is a Seattle Times project that digs into the region’s thorny transportation issues, spotlights promising approaches to easing gridlock, and helps readers find the best ways to get around. It is funded with the help of community sponsors Alaska Airlines, CenturyLink, Kemper Development Co., NHL Seattle, PEMCO Mutual Insurance Company, Sabey Corp., Seattle … [Read more...] about Uber and Lyft are increasing car traffic in Seattle. How much? 94 million miles
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John Cichowski NorthJersey Published 9:38 p.m. UTC Aug 5, 2018 Most motorists recognize that age is a big factor when calculating auto-insurance premiums, especially if a driver is young. After all, rates of crashes, injuries and deaths for inexperienced teens are greater than any other age group. But that didn’t stop Jeff Pelliconi’s eyes from nearly popping out of his head when he saw his insurance company’s proposal for adding his 17-year-old son to the family policy. “Sticker shock!” recalled the Denville father of two. “And it got worse when we added my daughter a few years later.” Average insurance rates rise a whopping 82.7 percent for New Jersey families when the first teen is added to the policy, according to InsuranceQuotes, a firm that keeps track of rates. That percentage accounts for a $1,388.53 increase in the average family auto-insurance premium in New Jersey. And once a second teen is added? Forget about it! Rates … [Read more...] about How high will my teen’s car insurance be? Expect a big bump at age 17
Many people choose to buy car insurance based on the minimum amount of coverage required by Wisconsin state law. If you don’t have $100,000 sitting around in your bank account to give away for a situation like this, you need more coverage.”— Robert McKinneyOCONOMOWOC, WI, UNITED STATES, July 30, 2018 /EINPresswire.com/ -- Many people choose to buy car insurance based on the minimum amount of coverage required by Wisconsin state law. They think they are covered adequately, but Robert McKinney of McKinney Financial & Insurance Services says they may not have enough coverage to protect them if a major accident occurs. In Wisconsin, drivers must maintain at least $25,000 liability per person or $50,000 per incident and $10,000 for property damage. Additionally, they must have $25,000 per person and $50,000 per incident for uninsured and underinsured motorists. McKinney maintains that this amount of coverage may not be enough for the average driver. He recommends that … [Read more...] about McKinney Financial & Insurance Services Discusses Need for More Car Insurance