File photo. (REUTERS/Eduardo Munoz) You need to assume that your password isn’t strong enough. You might as well believe that someone, somewhere, is working around the clock to break into your accounts and steal your money, your identity, and anything else you have. Because it’s essentially true. Maybe you’ve taken precautions. You use security software. If you don’t, tap or click here for three free downloads for optimum Windows security. You have set up your router’s security so hackers cannot access every device on your network, get your passwords, or use your systems as a bot in their attacks. To be sure, tap or click here for five router security settings to turn on before it’s too late. After you do that, you’re far from done. Hackers are smart and always on the move. Here are five simple solutions for you to protect your business, your nest egg, and your future. 1. Don’t make these common mistakes with passwords It may seem … [Read more...] about 5 critical settings so hackers can’t access your bank accounts
Free open bank account online
The Philadelphia pawnshop at the corner of Lancaster Avenue and Brooklyn Street wanted $16 to cash my paycheck. The Money Mart near Ninth and Market would charge $24 to give me my money. Luckily I have a bank account, so I didn’t have to fork over part of my pay last week to get cash. But some residents regularly pay fees ranging from 2 percent to cash payroll checks to 10 percent for personal checks because they lack bank accounts. Some experts predict that check-cashing outlets will go the way of the dodo bird as more people switch to moving money digitally. But the industry has shown recent revenue growth and has no shortage of customers. Roughly 4 percent of area households are “unbanked,” meaning they don’t have checking or savings accounts, according to a 2015 survey by the Federal Deposit Insurance Corporation. An additional 19 percent in Greater Philadelphia are considered “underbanked” because they have bank accounts but still use … [Read more...] about How to find low-cost bank accounts in Philly
Share This Story! Let friends in your social network know what you are reading about Facebook Email Twitter Google+ LinkedIn Pinterest Cash savings: refund apps can help to bolster your bank account Here's how tech can help you slice your subscription costs and get you refunds Sent! A link has been sent to your friend's email address. Posted! A link has been posted to your Facebook feed. Join the Nation's Conversation To find out more about Facebook commenting please read the Conversation Guidelines and FAQs By Jennifer Jolly, Special for USA TODAY Published 7:00 a.m. ET April 9, 2018 CLOSE The Dow is in free fall again and the blame, again, goes to the trade fight between the U.S. and China. USA TODAY CONNECT TWEET LINKEDIN COMMENT EMAIL MORE Many Americans are struggling to save money for emergencies and retirement — and technology promises an answer via apps that get you cash back on your … [Read more...] about Cash savings: refund apps can help to bolster your bank account
Finding money you didn’t know you had is like discovering lost treasure. For many people, there’s treasure to be found in old, forgotten bank accounts. Las Vegas resident Michael Catania was surprised when he plugged his name into MissingMoney.com, a website for unclaimed-property searches, and learned that Massachusetts was holding money for him from a forgotten bank certificate of deposit. The adjunct music professor had lived in four states over the past decade, including Massachusetts, where he had opened the $1,500 CD that had long since matured. “I’m embarrassed that I forgot about an account with that much money,” he says, “but I was moving around a lot and the bank didn’t know how to reach me.” According to the National Association of Unclaimed PropertyAdministrators, a group of state officers, nearly $42 billion is sitting in state coffers, having come from financial institutions and other businesses with dormant accounts. In … [Read more...] about Are you owed money from a forgotten bank account?
Last month’s revelation of widespread fraud at Wells Fargo raises many questions -- and not just for the bank’s millions of retail customers. In September, the Consumer Financial Protection Bureau announced that it fined Wells Fargo (WFC), one of the country’s biggest banks, $100 million for the widespread, illegal practice of secretly opening unauthorized deposit and credit card accounts. According to the bank’s own analysis, employees opened more than 2 million deposit and credit card accounts that consumers may not have authorized. Wells Fargo employees were motivated by pressure to hit sales targets and receive bonuses, according to the CFPB. Some customers were tipped off to the deception when they were hit with unexpected fees, got unsolicited credit or debit cards in the mail, or notices from debt collectors about accounts they didn’t recognize. Many of the sham accounts went undetected by customers because the bank’s employees often closed … [Read more...] about Wells Fargo is a wake-up call for all bank customers