The Philadelphia pawnshop at the corner of Lancaster Avenue and Brooklyn Street wanted $16 to cash my paycheck. The Money Mart near Ninth and Market would charge $24 to give me my money. Luckily I have a bank account, so I didn’t have to fork over part of my pay last week to get cash. But some residents regularly pay fees ranging from 2 percent to cash payroll checks to 10 percent for personal checks because they lack bank accounts. Some experts predict that check-cashing outlets will go the way of the dodo bird as more people switch to moving money digitally. But the industry has shown recent revenue growth and has no shortage of customers. Roughly 4 percent of area households are “unbanked,” meaning they don’t have checking or savings accounts, according to a 2015 survey by the Federal Deposit Insurance Corporation. An additional 19 percent in Greater Philadelphia are considered “underbanked” because they have bank accounts but still use … [Read more...] about How to find low-cost bank accounts in Philly
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Share This Story! Let friends in your social network know what you are reading about Facebook Email Twitter Google+ LinkedIn Pinterest Cash savings: refund apps can help to bolster your bank account Here's how tech can help you slice your subscription costs and get you refunds Sent! A link has been sent to your friend's email address. Posted! A link has been posted to your Facebook feed. Join the Nation's Conversation To find out more about Facebook commenting please read the Conversation Guidelines and FAQs By Jennifer Jolly, Special for USA TODAY Published 7:00 a.m. ET April 9, 2018 CLOSE The Dow is in free fall again and the blame, again, goes to the trade fight between the U.S. and China. USA TODAY CONNECT TWEET LINKEDIN COMMENT EMAIL MORE Many Americans are struggling to save money for emergencies and retirement — and technology promises an answer via apps that get you cash back on your … [Read more...] about Cash savings: refund apps can help to bolster your bank account
Finding money you didn’t know you had is like discovering lost treasure. For many people, there’s treasure to be found in old, forgotten bank accounts. Las Vegas resident Michael Catania was surprised when he plugged his name into MissingMoney.com, a website for unclaimed-property searches, and learned that Massachusetts was holding money for him from a forgotten bank certificate of deposit. The adjunct music professor had lived in four states over the past decade, including Massachusetts, where he had opened the $1,500 CD that had long since matured. “I’m embarrassed that I forgot about an account with that much money,” he says, “but I was moving around a lot and the bank didn’t know how to reach me.” According to the National Association of Unclaimed PropertyAdministrators, a group of state officers, nearly $42 billion is sitting in state coffers, having come from financial institutions and other businesses with dormant accounts. In … [Read more...] about Are you owed money from a forgotten bank account?
DID someone say free chocolate? Because there's a way you can get FOUR free Easter eggs from Tesco - you just need to know how. Cashback website TopCashback are giving up to £3 back when you buy any Easter egg online or in any store. All you have to do is take a photo of your receipt, upload it to the website and they will transfer up to £3 for the Easter egg. So if you buy one of the giant Kinder Easter eggs from Poundland for £2, you'll get the money back. But if you buy one worth £6 then you'll only get £3 back. Now, armed with that knowledge, you'll want to pop down to Tesco to make the most of the deal. The supermarket currently has a buy two and get two free offer on medium sized chocolate eggs. The eggs cost £1.50 each, so in store you'll need to spend £3 to get hold of the four eggs. Then if you upload your receipt to Topcashback you'll get the £3 back. That means you'll end up with four eggs for free. Sweet deal, right? HOW DO CASHBACK … [Read more...] about How to get FOUR ‘free’ Easter eggs from Tesco
This review was updated February 27th, 2017. American Express Personal Savings account matches the criteria we value most in an online savings account, including a high APY and low fees. We're also enthusiastic that American Express is broadening its offerings beyond credit cards, where the bank has amassed a legion of fans. These are a few reasons why we picked it as one of the best high-yield savings accounts. Bank Name APY Min. Opening Deposit Key Features American Express Personal Savings 1.45% $0 -High APY -$0 monthly maintenance fees -$0 opening deposit -$0 withdrawal limit fees RELATED >> Compare hundreds of savings rates to find a high yield What we like about American Express Personal Savings High APY -- 1.45% is among the highest APY's offered by major online providers and it far outpaces the national savings account average. $0 monthly balance requirement -- Many savings accounts require account minimums either to earn interest or to … [Read more...] about American Express Personal Savings Account Review