CBS News Logo Gadgets To Get You Organized In 2007

Whether you are gearing up to do your taxes, have resolved that you'll keep better records this year, or just want to avoid a potential data disaster, the good news is there are tech products that can help you.Online BankingLet's start with financial recordkeeping. If you're not already using online banking, give it a try. I know — you worry about security and you're right to be concerned, but millions of people are banking online and the vast majority of people don't get into trouble. Check to see if your bank offers free online banking and bill pay. If not, consider changing banks. Most banks not only let you see your balance and transfer funds between accounts but also pay bills either manually or automatically. Auto payment works great for bills that don't change, such as fixed mortgages, car payments or rent. Be sure to read all the fine print regarding how long it takes for the payment to arrive and whether the bank takes the money out of your account right away, the day the payment is processed or after the payment reaches its destination. Most banks will let you issue online payments to anyone by drafting paper checks to individuals and small companies and electronic funds transfers to larger businesses like utilities and credit card companies.If you really want to automate, consider signing up for Paytrust ( The service, which costs either $2.95 a month plus 50 cents per transaction or $12.95 a month with up to 30 free transactions, not only pays your bills, but lets you receive bills online and sets rules as to what is paid and how much. You could, for example, tell it to pay your minimum balance on a credit card or the entire balance if less than $500, but to alert you if it's higher. I've been using this service for years and love it. Not only does it help me avoid ever being late with a payment, but it also gives me detailed reports at the end of the year, which is great at tax time. Plus you can search for transactions going Continue Reading

MongoDB, Inc. (MDB) Q4 2018 Earnings Conference Call Transcript

Image source: The Motley Fool.MongoDB, Inc. (NASDAQ: MDB)Q4 2018 Earnings Conference CallMarch 13, 2018 5:00 p.m. ETContents:Prepared RemarksQuestions and AnswersCall ParticipantsPrepared Remarks:OperatorGood day, and welcome to the MongoDB Fourth-Quarter Fiscal 2018 Earnings Call. Today's conference is being recorded. At this time I would like to turn the conference over to Brian Denyeau, ICR investor relations. Please go ahead, sir.Brian Denyeau -- ICR Investor RelationsThank you, Don. Good afternoon and thank you for joining us today to review MongoDB's Fourth-Quarter and Full-Year Fiscal 2018 Financial Results which we announced in our press release issued after the close of the market today. Joining me on the call today are Dev Ittycheria, president and CEO of MongoDB, and Michael Gordon, MongoDB's CFO. During this call we may make statements related to our business that are forward-looking under the federal securities laws and are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995, including statements related to our financial results, trends and guidance for the first quarter and full-year fiscal 2019, industry and market trends, our go-to-market and growth strategies, our introduction of future product enhancements and the potential advantages of those enhancements, our market opportunity and ability to expand our leadership position and drive revenue growth, our ability to maintain and up-sell existing customers, our ability to acquire new customers, our ability to expand our relationship with partners, and anticipated benefits of our platform for our customers and partners.The words "anticipate," "continue," "estimate," "expect," "intend," or "will" and similar expressions are intended to identify forward-looking statements with similar indications of future expectations. These statements reflect our views only as of today and should not be reflected upon as representative of our views at any subsequent Continue Reading

Microsoft Corporation (MSFT) Q2 2018 Earnings Conference Call Transcript

Image source: The Motley Fool. Microsoft Corporation (NASDAQ: MSFT) Q2 2018 Earnings Conference Call Jan. 31, 2017, 5:30 p.m. ET Contents: Prepared Remarks Questions and Answers Call Participants Prepared Remarks: Operator Welcome to the Second Quarter Fiscal Year 2018 Microsoft Corporation Earnings Conference Call. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. If you would like to ask a question, please press "*1" on your telephone keypad. A confirmation tone will indicate your line is in the question queue. You'll press "*2" to remove your question from the queue. For participants using speaker equipment, it may be necessary to pick up your handset prior to pressing the "*" keys. If anyone should require operator assistance during the conference, please press "*0". As a reminder, this conference is being recorded. I would like to turn the call over to Chris Suh, General Manager of Investor Relations. Chris, please proceed. Chris Suh -- General Manager of Investor Relations Thank you, Roya. Good afternoon and thank you for joining us today. On the call with me are: Satya Nadella, Chief Executive Officer; Amy Hood, Chief Financial Officer; Frank Brod, Chief Accounting Officer; and Carolyn Frantz, our new Deputy General Counsel, Corporate Secretary. On the Microsoft Investor Relations website, you can find our Earnings Press Release and Financial Summary slide deck, which is intended to supplement our prepared remarks during today's call and provides the reconciliation of differences between GAAP and non-GAAP financial measures. This quarter, we incurred a tax charge related to the enactment of the Tax Cut and Jobs Act. We have excluded the impact of this tax charge in our non-GAAP net income and earnings per share metric. These non-GAAP financial metrics should not be considered as a substitute for or superior to the measures of financial performance Continue Reading

How to pick the right Apple computer for you – and save money while you’re doing it

So you have decided to buy an Apple computer because a Mac is incredibly reliable and easy to use, but you aren’t quite sure what model to purchase. Shopping for a computer can be an exhausting experience with so many different new models to choose from. You want to find the perfect balance between a computer that fits within your budget and has all of the features that you need. If you're making the switch from a Windows PC to a Mac, many of the specifications are similar, but Macs use their own operating system, they look and feel different, and the price tag is much higher. You'll need to do some research before picking out your first Mac. Mark Riddix, a writer for the Money Crashers personal finance blog, has put together some useful information on how to pick the right Mac computer and save money doing it.  MacBook vs. MacBook Pro The MacBook Pro offers all of the same features as the MacBook and a few more. The LED screens are available up to 17 inches. Graphics can be purchased as high as 1920 x 1200 compared to the standard 1280 x 800 graphics of the standard MacBook. The speed of the Pro can range from 2.26 GHz to 3.06 GHz. Most MacBook Pro models have 4 gigabytes of RAM and can cost anywhere from $1,199 to $2,499 depending on features and options. If you plan on buying the standard version of either model, then the MacBook is your best choice because it will fit most of your computing needs and can save you $200 bucks. But if you are a serious hardcore computer user looking for multitasking, graphics intensive applications, and high-end gaming, then the MacBook Pro will fit your needs. If you want to save money, you can also buy a refurbished (Apple-certified) Macbook, especially if you're buying a laptop computer for a college student. MacBook AirEngadget. This is a beautiful notebook computer designed specifically for wireless mobile computing. All of that portability comes at a cost. The Air has limited features, less options Continue Reading

DIGITAL DIGEST. Tune in to what’s new in online music. PLAYING WITH THE BAND…AT HOME

Unless you count performing at keg parties as professional experience, Steven Berk considers himself an amateur guitar player. Yet the Oneonta College senior has played lead guitar with the Commodores, Billy Ray Cyrus and cult band Semisonic - all within the past week. No, it's not a dream - it's DreamMusician, a new Web site that ­allows anyone at any skill level to jam along with their favorite band. Just click onto www. DreamMusician. com, and download, say, the Commodores' "Brick House" for $2 - minus the track for the instrument (guitar, bass, drums or keyboard) you play. "It's a really cool idea," says Berk, 21. "It's definitely a good way to learn a song. It even starts off with a count so you know when to start playing. It's especially good if you're in a cover band," adds Berk, "because you can practice a song without actually having your whole band here. " Launched in early May, the Dream Musician site is a 21st-century twist on vinyl record series' of the past, such as "Music Minus One," allowed budding musicians to perform along to jazz, classical or show tunes blaring from their hi-fis. The difference now is that you can download the song to a computer, play your instrument, burn your recording onto a CD and then upload it to an iPod. There's also the option of isolating an instrument from the rest of the song to hear how the original artist performed it. "It's perfect for somebody with even basic skills," says Matt Juall, DreamMusician. com co-founder. The one drawback so far is that the site contains only about 50 songs (really, now, "Achy Breaky Heart"?) by acts like the Temptations, the Jackson 5 and Smash Mouth. Songs are available on Windows only, although Mac users will soon be able to download, too. Juall says the company plans to add 1,000 songs within a year. DreamMusician's coolest feature should also be up and running soon - it will let independent musicians post their own songs onto the site so that other Continue Reading