Sections SEARCH Skip to content Skip to site index Family Subscribe Log In Subscribe Log In Advertisement Supported by Ties I know better than to think I can buy safety for my son, but I’m browsing anyway. ByMary Laura Philpott June 8, 2018 Eleven years ago, my life was changing, and I tried to stave off my anxiety about it by immersing myself in the search for the perfect stroller. Now I’m doing the same thing, but this time the vehicle in question is a lot bigger and more powerful. Back then, my husband’s job temporarily relocated us from Atlanta to Dublin with our baby and preschooler. As our plans firmed up, I went into my default mode (compulsive list-making), under the influence of both excitement and fear. The excitement made sense — I’d been home washing onesies and juggling nap-times for nearly four years and couldn’t wait to cross the ocean and change my scenery for a few months. The fear … [Read more...] about Shopping for a Car and a Teenager’s Future
Extra costs when buying a car
(BPT) - With graduation season and summer break upon us, many parents may be on the hunt for a new car for their graduate. Memorial Day deals offer some of the best incentives of the year, so it's crucial to know how to navigate what can be an overwhelming and exhausting process.“USAA helps members find, finance and insure vehicles that are right for their personal needs and financial goals,” says Heather Pollard, vice president of Auto Experience at USAA. “We want to avoid you ever having to regret your purchase decision, or worse, lead to financial hardships where you can no longer afford to keep your vehicle.”If you are one of the millions of Americans looking to buy a car, here are the five things you need to know before you step foot on a dealer’s lot. Know what you can afford.The first and most important question to answer before launching into the car-buying process is “how much can I afford?” Figuring this out will help you determine … [Read more...] about 5 tips when buying a car for a teen
By Gerri Detweiler/Credit.com Buying a car can feel stressful enough, but when you have been through bankruptcy it may feel downright terrifying. No matter what the circumstances that led to your filing -- large medical bills or a job loss, for example -- you probably feel embarrassed and afraid that no one's going to want to give you the time of day, much less a decent loan. "The most important thing to know is that you do have options," says Phil Reed, senior consumer advice editor for the car buying platform Edmunds.com. He says lenders are interested in working with borrowers who are recovering from financial problems, and in fact some dealerships are eager to sell them a car. "You shouldn't assume that no one will talk with you and that you have to take whatever someone will give you," he says. Here's how to get a car loan after bankruptcy, step-by-step. (By the way, this advice also applies to someone in the process of a Chapter 13 bankruptcy which usually takes five years to … [Read more...] about How to get a car loan after bankruptcy
If you and your partner are dreaming of buying a home together one day, you'd better ask these five questions now to see where you stand. Audrey Ference, provided by Published 5:30 am, Wednesday, February 7, 2018 Photo: Stockbyte/Getty Images Image 1of/1 CaptionClose Image 1 of 1 Photo: Stockbyte/Getty Images Hope to Buy a House Together Someday? Pop These 5 Questions Now 1 / 1 Back to Gallery Love may be blind, but if you and your significant other hope to buy a home together someday, it's important to go in with your eyes open. That can mean you'll need to pop some questions about money—right now. "Couples often go house shopping first before they even think about the mortgage," said Chris Lewis of Angel Oak Home Loans. "But that's like getting married before your first … [Read more...] about Hope to Buy a House Together Someday? Pop These 5 Questions Now
By Jeanne Fleming and Leonard Schwarz | PUBLISHED: January 18, 2018 at 6:30 am | UPDATED: January 18, 2018 at 6:44 am Q: My wife and I are hard workers who’ve managed to buy a home, plus save a bit for a rainy day. We’ll soon need to replace our 12-year-old car, and we’re considering buying, for the first time in our lives, a fancy one — something flashy that would cost $20,000 more than a small economy car like the ones we’ve always bought in the past (we’re approaching 50). Here’s our dilemma: Neither my wife nor I received inheritances from our parents, and it’s very important to us to leave our only child a nice one. How can we justify spending an extra $20,000 on a car when we know that, in the long run, it will be coming out of our daughter’s inheritance? A: The same way you justify going to a movie or ordering a glass of wine when you’re out to dinner. You can’t deny yourself every pleasure in life … [Read more...] about Money Manners: Should we buy a flashy car out of our daughter’s inheritance?