(BPT) - The whole idea behind integrating EMV® chips into credit and debit cards was to make transactions safer and more secure for consumers and merchants. A recent report by Visa shows that it has hit the mark. Visa took a look at the numbers, comparing chip card use by consumers and adoption by merchants from the initial rollout of chip cards in 2015 to now.What they found is pretty staggering. Counterfeit fraud, where a criminal steals your payment card number and imprints it onto another card to use in-person at their favorite store, is down 75 percent from September 2015 to March 2018 at U.S. merchants that are chip-enabled.[i] The sharp drop illustrates that the chip technology is doing its job as intended. That's important, because criminals are always on the prowl searching for an easy way to get money.Data that travels through a payment network when you insert your chip card is different than the data that is sent when you swipe your payment card using its magnetic … [Read more...] about The stats are in: Credit card fraud is down 75 percent because of chip technology
All Your Medical Records Stored Inside Your Health Card The Size Of A Credit Card Allowing For Faster Treatment When Traveling Away From Home NEW YORK, Aug. 07, 2018 (GLOBE NEWSWIRE) -- SmartMetric, Inc. (OTCQB:SMME) – Continuing SmartMetric’s leadership in the invention of fingerprint secured biometric cards, the company is pleased to announce that it has created a biometric secured smartcard that stores your medical files, including medical scans and images. To see the company portable medical records card presentation, go to THE SMARTMETRIC BIOMETRIC PROTECTED PORTABLE HEALTH RECORDS CARD Inside the SmartMetric biometric card, the size and thickness of a credit card, is memory and a Cortex processor, along with the SmartMetric embedded software that allows for both instant scanning of your fingerprint to unlock the card. The card is able to store and display on a computer your medical files, including such things as medical scans and images. “This … [Read more...] about SmartMetric Develops A Biometric Portable Health Records Card That Stores Your Medical Records Inside the Card That Is Secured By Your Fingerprint
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(MoneyWatch) When you are shopping this holiday season, it might be worth watching what payment card you pull out of your wallet. Using the right credit card can not only earn you "points" for future purchases or travel, but also extend the product warranties on the gifts you buy, said Odysseas Papadimitriou, chief executive of CardHub, a credit card shopping site. What are the best payment cards to use and why? Not debit Although consumers sometimes like to pay with debit cards to avoid overspending, the cards present a variety of risks. Those risks are made all the more dangerous by the fact that pickpockets and con artists go into overdrive as holiday shoppers pack the malls, said Brett Montgomery, fraud operations manager at security software company Identity Theft 911. Specifically, PIN-based transactions are easily "skimmed," making your checking account vulnerable to theft, he said. Moreover, credit card fraud claims are less likely to get declined than claims involving a … [Read more...] about Best payment cards for holiday shopping
THIS debt-ridden woman was shocked to realise that her own dad has been deliberately blanking her since Christmas, because he was annoyed about his "crap" present. Mumsnet user lilly0 took to the web to slam her "rude and pathetic" dad, after rowing at his house yesterday. But after revealing that she's only seen him twice since December 25 - and didn't buy him a card or present for his birthday - she's divided opinion. Lilly wrote: "I dropped into my dad's house yesterday (and) he seemed a bit grumpy with me. "I haven't seen him much since Xmas maybe twice. Every penny I've been earning has been going on debt repayments I'm determined to be debt free. "My dad started going on at me because I apparently bought him a crap Christmas gift, it was his birthday and I sent him a birthday email instead of card. "He kicked off saying I spent nothing on him my Xmas gift was rubbish and I didn't get him a card that's why he hasn't come round to visit me and DD (darling daughter). "AIBU (am I … [Read more...] about Debt-ridden mum’s dad is blanking her over his ‘c**p’ Xmas present