Shannon Heupel Montgomery Advertiser Published 8:57 PM EST Nov 13, 2018 America has voted, and Montgomery resident Kirk Jay is moving on to the next round of live performances on NBC's "The Voice." Tuesday night's result show kicked off quickly with Team Blake's team taking stage. It was a tough night for their coach, Blake Shelton, who like the other three coaches had to let three singers go. Jay, a native of Bay Minette, received the most votes from America for his team, and was the first on the show to be saved. After learning he would move on to next week, he hugged Shelton before high-fiving the audience and going off to his spot among the top 12 moving into next week. On Monday, country singer Jay earned his spot in the top 12 when he performed a live version of Diamond Rio's "One More Day." He was the anchor man for Team Blake, wrapping up their performances. Jay will be joined by Chris Kroeze, who was also saved by America for … [Read more...] about America saves Montgomery’s Kirk Jay first on ‘The Voice’
Last Updated Jan 10, 2010 2:11 PM EST If you're not exactly loving the idea of fixing your retirement shortfall by extending your working years by a few years, setting your sights on Latin America could be your next best strategy. I am not suggesting you back up the truck and chase after theiShares MSCI Brazil ETF that gained more than 124 percent last year. Rather, how about a major change of venue? Retire to a country with a lower cost of living and you may just be one valid passport removed from solving your retirement fix. What looks like an insufficient nest egg for maintaining your standard of living in the U.S. can be plenty to retire-and retire on schedule-in a less expensive country. International Living's 2009 survey of nest-egg friendly ex-pat retirement hot spots has a heavy Latin America flavor. The top three picks:Cuenca, Ecuador: a UNESCO World Heritage Site. Less than $50,000 buys you a home, or you can rent a comfy condo for $300, or a deluxe two-bedroom for $500. … [Read more...] about Can Latin America Save Your Retirement?
Last Updated Jul 11, 2010 11:02 PM EDT Come up with a way to convince Americans to save more and you could find yourself $50,000 richer. That's the grand prize TIAA-CREF is ponying up for the best idea to boost the national savings rate to 10 percent within two years. The challenge is a big one, considering that the last time the savings rate hit double digits was May 1985. Currently we're hovering around 4 percent. Clearly creativity is gonna be needed here.Source: BEA Got an App for That? You have until September 20th to submit your idea to the Raise the Rate contest. It can be a killer mobile app, a tweak (or overhaul) to government policy or just a darn good idea. According to the official rules, you'll want to focus on: recommendations that impact: savings accounts, mortgages, investment products, and retirement accounts. Behavioral economist Dan The Upside of Irrationality Ariely is one of the judges, so outside-the-box is definitely in play. Developers interested in the … [Read more...] about Contest: $50,000 for Best Idea to Get America Saving More
The "new normal" of stagnant wages and slow job growth may be behind a trend that finds that more Americans are struggling to set aside money in case of a financial emergency, according to a new report.The 7th Annual Report on Savings from the Consumer Federation of America, an association of non-profit consumer organizations, found that a third of Americans reported making steady progress on meeting their savings goals. Some 68 percent say they are at least paying their bills and putting a little money aside, up from 65 percent in 2013. The number, however, is lower than it was in 2010, when 73 percent of Americans were able to add to their savings.Two-thirds of respondents reported having sufficient emergency savings to pay for unexpected expenses like car repairs or a doctor visit, and 76 percent say they are either reducing their consumer debt or are consumer debt-free. "Individuals continue to become more realistic about the need to save and plan themselves, rather than assume it … [Read more...] about Americans searching for ways to boost savings
College savings are a high priority, with over 50 percent of families establishing accounts. That's according to the recently released report, "How America Saves for College 2014," an annual study by Sallie Mae, a leading student lender. Among families saving for college, the average savings across all college accounts is over $15,300, a 30 percent increase over last year. As you would expect, the average amount saved by families with teen students is higher than for families with children ages 7-12 ($21,400 versus $16,500). But looking deeper into the report, you'll find that where folks put their savings into action indicates a scattered approach to this important savings goal. While many families use special vehicles specifically designed for college savings, the largest percentage of use general bank savings accounts (45 percent) and checking accounts (24 percent.) The problem with them is that the interest rate on the money saved is nearly zero, while college costs continue to … [Read more...] about The smartest ways to save for college