If you have never talked about retirement with your spouse, you are not alone. But it’s a critical conversation if you want your retirement dreams to become reality. Thirty-six percent of couples said they have not even thought about a retirement plan, and 47 percent of couples disagree about how much money they will need in retirement, according to a Fidelity Investments survey of 1,051 couples in 2015. How to begin The million-dollar question that undergirds all other retirement questions is: Are your savings on track to support your desired future lifestyle? Working together to determine this, perhaps using a retirement calculator, can help start the conversation. Thinking about retirement can be tough for some people. They might associate it with getting old, or a relative’s gloomy nursing-home experience. If that’s true for your spouse, plan your conversations carefully. Don’t bring up retirement when either of you is stressed or tired, said Syble Solomon, … [Read more...] about How to talk retirement with your spouse
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A Look At July So Far Since we are approximatedly half way through the month of July, let's look back at the first half so far. Temperature-wise, we are running above average by about 3.5F with an average temperature of 77.4F. The warmest high we've seen is 95F back on the 12th, but we have observed four highs of 90F. All highs (except the first day of the month) have been 80F or higher. While we have only seen five days with measurable precipitation so far in July, we are 2.26" above average so far through the middle of the month. This is partically due to the 2.13" of rain we saw on the 12th, in addition to over an inch of rain on the 1st. Precipitation has been a huge story across parts of the state so far this month (once again), with already a good 2-5"+ of rain falling from southwestern up into northern Minnesota. Areas around southwestern Minnesota and in/around the Lake Mille Lacs area have been hit the hardest so far, with a COOP observer reporting 9.92" of rain in Mora and an … [Read more...] about Cooler, Less Humid Air Moves In To Begin The Week
The Twins are so hot, they finally boiled over in the 90-degree sunshine Sunday. And Brian Dozier provided the hottest finish of all. With the Rays utilizing five infielders in hopes of cutting off a run, Dozier slugged a 1-1 changeup over their heads and into the left-field seats, scoring three runs in front of him. It was the fifth walk-off grand slam in Twins history, and the first since Joe Crede managed the feat in 2009. The Twins rallied to assume leads in the seventh, eighth and 10th innings, finally dousing Dozier in celebration to finish with nine wins in an 11-game homestand. The game included 15 pitchers, an unusually early appearance by closer Fernando Rodney, the most loudly celebrated balk in stadium history, and two bench-clearing confrontations, the second of which got Eduardo Escobar ejected without throwing a punch. The ending was just the last of a dozen highlights for the Twins, who enter the All-Star break 7½ games behind Cleveland in the AL Central. Dozier … [Read more...] about Brian Dozier’s 10th-inning walkoff grand slam ends wild game as Twins beat Rays 11-7
Brad Kelvington, former superintendent of Aitkin Public Schools, has accepted an offer to take the same job at Rocori Public Schools, school officials said Friday night. Kelvington will replace Scott Staska, who resigned in the spring after being charged with indecent exposure. The Rocori school board voted unanimously Friday night to offer the position to Kelvington, and he’s agreed to enter into contract negotiations, the Rocori school board said in a statement released late Friday. Board chairwoman Kara Habben said Kelvington met all the qualities the board was seeking. He has 28 years of educational experience, most recently at Aitkin schools, but also as a middle-school principal. In 2017 he received the Minnesota Middle School Principal of the Year award, and in 1998 he was named South Dakota wrestling coach of the year. Staska, 56, of Cold Spring, Minn., has been charged with several counts of indecent exposure since his arrest in March. All are misdemeanor offenses. He … [Read more...] about Rocori schools pick new superintendent
Regulation isn’t a dirty word to makers of organic food. So they’re pushing back against the Trump administration, which has killed off a slate of proposed regulatory changes for raising and manufacturing organic products after coming to power promising to remove “job-killing regulations.” In recent months, shelved proposals have included those covering animal welfare, the manufacture of pet food and beekeeping. Stringent regulations are crucial to maintaining consumer confidence in the organic label that the U.S. Department of Agriculture oversees, according to many producers. They also help manufacturers command premium prices. Even some traditional food giants, including Perdue Farms and General Mills, have made the case for certain new regulations. The egg business — already rife with consumer confusion over marketing claims such as “pasture-raised” and “cage-free” — may feel a particular impact from the … [Read more...] about Deregulation not welcome in organic foods industry that relies on rules
MINNEAPOLIS — The University of Minnesota is looking for ways to halt the enrollment trend of losing local high school students to neighboring states and bolster admissions to its system campuses. The university's Systemwide Enrollment Planning Taskforce in June presented potential ways to curb losing more high school graduates than it attracts, Minnesota Daily reported. "We get our pockets picked every year from states and universities from across the nation," said Bob McMaster, the vice provost and dean of undergraduate education. Barbara Keinath is the vice chancellor for academic and student affairs at the Crookston campus. She says the task force is considering ways to encourage students to apply to the university's other campuses if they're not admitted to the campus of their choice. Keinath said the goal of offering enrollment at other campuses will be to highlight and promote the specialties of each campus. "What (the task force is) working on right now is creating a … [Read more...] about University of Minnesota looks to enroll more local students
OK, leadfoot drivers, Ol’ Smokey is out looking for you. Law enforcement from more than 300 agencies is in the midst of a statewide speed enforcement campaign running through Sunday. Speeding has been commonplace on our roadways for decades, a habit seemingly deeply ingrained in our driving culture. It’s still dangerous. In 2016, speeding accounted for 27 percent of all fatal crashes nationwide, according to the National Highway Traffic Safety Administration (NHTSA). Data from the Minnesota Department of Public Safety show 88 people died in speed-related crashes on state roads in 2017. Property damage from speed-related crashes costs society more than $40.4 billion annually, the NHTSA says. Court records show that police across Minnesota handed out 211,603 speeding tickets in 2017 and 212,068 the year before. Fines begin around $110 with court fees for going 10 miles per hour over the speed limit. Fines double at 20 mph over the limit, and motorists can lose their licenses … [Read more...] about Crackdown prompts question: Does Minnesota go easy on speeders?
It’s hard to be Case Keenum. Not unlike the late actor Rodney Dangerfield, he just gets no respect. First, the Vikings opted not to re-sign him after he led them to an NFC North crown, the Minneapolis Miracle and an NFC title game appearance. Then, when the Broncos – his new employer, which just signed him to a two-year, $36 million contract – were introducing him, John Elway called him Case Keesum. And that brings us to Friday, where Keenum was playing in the American Century Celebrity Golf Tournament in Lake Tahoe. It all was going well (seemingly), until the former Vikings QB was interviewed by NBC Sports’ Heather Cox. During that time, she referred to him as “Chase Keenum.” And not just once. Twice. Keenum did not correct Cox, but at least the on-screen graphic that followed got it right. Take a look here. Older Post Twins boot Papa John's from Target Field after founder's racist slur … [Read more...] about Case Keenum, former Vikings quarterback, twice gets called by ‘Chase’ by reporter
A week after announcing she'd adopted a baby, Washington, D.C., Mayor Muriel Bowser was back at work, addressing the media at a news conference. She's not the first high-profile mother to make a swift return to work following the arrival of a baby. In 2012, Marissa Mayer, then Yahoo's CEO, took just two weeks off following the birth of her twins. And in 2008, vice presidential candidate Sarah Palin worked the campaign trail in the months after her son was born. At a time when family-leave policies in the United States still lag behind those of other developed nations, experts say that when mothers return to work soon after having a baby, it sends a mixed message. While it may empower mothers trying to juggle work and family life, it also can end up making new mothers feel guilty if they don't rush back to the office and then end up feeling even more guilty about ignoring their babies. Barbara Risman, a sociology professor at the University of Illinois at Chicago and senior scholar at … [Read more...] about Are short maternity leaves setting a bad example?
The founders of CoCo, the original Twin Cities shared-workplace pioneer in 2010, were starting to feel boxed in last year. “After eight years, we looked around the corner and saw all these well-funded competitors everywhere and here,” recalled CoCo co-founder Kyle Coolbroth. “We had bootstrapped CoCo’s growth with operating earnings and private debt. “And we had started when it was kind of a ‘fringe’ movement.” They were now swamped with competitors in the Twin Cities. Coolbroth and Don Ball, two digital-business consultants who saw the co-working trend accelerated when companies laid off hugely during the Great Recession of 2008-2009, opened their first shared-workplace of the “gig economy” in Lowertown St. Paul in 2010. Many of those folks, working out of makeshift offices, were trying to make a living on their own. And some were determined not to go back to the corporate rat race, even if they received a rare offer in the … [Read more...] about CoCo shared-workspace founders got ‘fueled’ for the future of ‘Fueled Collective’